Wealth advisory · By Modulor Capital · SEBI RIA
1Modulor brings accounts, assets, insurance, loans, goals, and family context into one view, then pairs it with SEBI-registered advisory from Modulor Capital.
Built for trust
Choose your situation. See the decisions 1Modulor helps organise.
You earn well, save well, and end up invested across more products than any one person can keep track of.
We consolidate the full picture through India's RBI Account Aggregator network. A SEBI-RIA walks you through it — no commissions, no conflicts, full alignment with you.
A single method for complex family wealth — first gather the facts, then make the right calls, then act with discipline. Each stage is a tool you can operate yourself, with a SEBI-RIA in the loop where it counts.
Bank accounts, mutual funds, insurance, loans, EPF, demat, and policies — pulled into one consented ledger and made searchable.
Banks, mutual funds, insurance, EPF/PPF, demat — consolidated through India's RBI-licensed Account Aggregator network.
Spouse, parents, children, extended family — modeled as one household. Set nominees and guardians per asset.
Encrypted storage for CAS statements, policy PDFs, ID and address proofs — all searchable, all organised.
Find any document, account, or fact instantly — full-text, OCR, and metadata-aware.
When accounts were opened, policies purchased, nominees changed — your financial life as a single line.
Bring legacy holdings, physical assets, and pre-AA records into the digital household ledger.
A five-minute diagnostic surfaces what's been hiding: asset mix, missing nominees, outdated KYC, term-cover gaps, and succession gaps, before any of them becomes a problem.
Connect securely via Finvu AA or Gmail. No PCR quiz or agreement needed to begin.
Pulled via India's RBI-regulated AA network — explicit consent, encrypted, revocable.
What the AA rails miss, we parse from your inbox or accept by hand — read-only, OCR-structured.
Read-only · never stored
Document parsing · OCR
Every connection is consent-based and revocable. Advice carries fiduciary duty.
PCR-personalised investment plans across 36 distinct profiles — from classic allocation to goal-based and legacy planning.
Asset allocation and goal-readiness — across time horizons that actually fit your life.
Portfolio view beyond allocation models — through Core & Satellite analysis.
The PCR Triangle builds a customised plan around your Preferences, Capacity, and Requirements.
Chase goals specific to your life, not what markets to everyone. HNI and Family use the Goal Distiller.
Build a professional-grade will in minutes with the Will-Builder tool.
Connect with an experienced SEBI-RIA for the calls that need a human in the loop.
Most families own products, not a plan. The PCR Triangle turns your full picture into a strategy built on your Preferences, Capacity, and Requirements, reviewed by a SEBI-RIA, not a salesman.
Five minutes to an indicative plan, then connect accounts via Finvu AA.
Click a vertex to set that lens. As you make selections, the dot moves to show where your household sits on the framework.
How you prefer financial decisions to be made. Risk comfort, liquidity needs, control, privacy, and the trade-offs you will actually live with.
Pick one option per axis. We'll show an indicative direction here once all three are set.
Priorities are not fixed. As life moves, the heat-map re-weights which goals to fund now and which to defer.
Young family: fund emergency buffer, home & property, children's future first, defer the rest.
A structured, professional-grade will in minutes, reviewable by counsel where you need it.
I, Arjun Mehta, being of sound mind, revoke prior wills and declare this my last will and testament.
I appoint Nisha Mehta to collect assets, settle liabilities, and distribute the estate.
The primary residence passes to my spouse. Financial assets are divided equally after taxes and costs.
If required, Kavya Rao shall act as guardian for minor beneficiaries until they reach majority.
Quantamental Investing® — Fundamental, Quantitative, and Technical analysis combined. Reviewed weekly, executed globally.
We don't build a portfolio of stocks or funds — we build a portfolio of investment strategies.
A multidisciplinary methodology combining Fundamental, Quantitative, and Technical analysis.
Annual or quarterly reviews don't cut it. We review portfolios every week to stay on top of the Alpha game.
Not just access — managed strategies in stocks, ETFs, and MFs across India, the U.S., and global markets.
Less-than-market risk for market-like returns, via Dynamic Asset Allocation and Passive Tactical strategies.
Market-like risk for more-than-market returns, via Value, Growth, and Sentiment.
Annual reviews and product-of-the-month don't compound. We run strategies, not stocks: reviewed every week, across India and global markets, with incentives aligned to yours.
Sign the advisory agreement, connect via Finvu AA, and go live.
Three disciplines, one cube. It turns on its axis — tap any face to light up that lens.
Fundamental judgement, quantitative discipline, and technical timing meet at the centre. That intersection is the edge.
Quantitative Allocation · Value · Growth · Sentiment — drag any factor to rescore the name and watch the signal reshape.
Drag a slider — the polygon redraws from the four live scores.
Start with suitability, then match horizon, data, cycle, and capability before a portfolio is constructed.
The advisory layer is delivered through Modulor Capital, a SEBI-registered Investment Advisor (INA100015115). Regulatory details and grievance redressal live on the SEBI registration page.
Common roots at the Indian School of Business, three disciplines, one fiduciary standard: a SEBI-registered advisor with two decades in the markets, a growth operator schooled in consulting, and a product engineer who has built and exited before. The distance between the technology and the alpha is deliberately short.
Founder of Modulor Capital and a SEBI-registered Investment Adviser. Two decades guiding HNI families across listed equity, multi-asset, and venture capital, and the architect of our Quantamental Investing® approach. He anchors every recommendation 1Modulor makes, so the advice you receive carries real fiduciary weight.
Co'11
Heads growth and partnerships. A management consultant by training, he went on to scale an ed-tech product across global markets, learning first-hand how young companies earn trust and endure. At 1Modulor he turns that into distribution that compounds: an institution built to last, not a product that trends.
Co'11
Technical co-founder who has already built and exited a startup. He puts AI agents to work where they genuinely add value, doing the heavy lifting so families and advisors spend their time on the decisions that compound, and keeps the platform moving at the pace fintech demands.
Co'14Yes. Advisory is delivered through Modulor Capital, a SEBI-registered Investment Advisor (RIA number INA100015115). All recommendations follow SEBI's investor-first conduct standards.
Private banks earn commissions when you buy products. We're fee-only — we're paid for advice, not for selling. You see one consolidated household view, one fiduciary recommendation, and a clear audit trail.
Yes. NRI families in the US, UK, Gulf, Canada, Australia, and Singapore are a primary segment. We handle India-side KYC, taxation context, repatriation, and time-zone-aware service.
Account data is fetched only with your explicit, revocable consent through the RBI Account Aggregator framework. Data is encrypted in transit and at rest, scoped to your household, and never sold.
We follow SEBI's fee-only model. Pricing is disclosed before engagement and scales with the complexity of your household — not with the products you buy.
Pick a slot below. We'll come back with a thoughtful read on whether we're the right fit — and if so, a clear next step.